
There may be a difference between the amount that you see when you initially authorize a purchase, and the final capture amount. Why was the final amount (capture) different than the initial authorization? If your transaction is still pending after 7 business days, please contact Synchrony Bank at 85. Please note that most merchants will capture a transaction in 1- 7 business days. Once a merchant captures an authorization, you’ll see the purchase finalized in your Venmo app for the final amount. The transaction will appear as a pending charge on your transaction history until the merchant completes the transaction and posts the final amount.įunds will not be transferred to the merchant until they finalize the transaction and capture the final amount. This is called a merchant authorization, and it allows the merchant to first ensure that your Venmo Credit Card is open and working. When you make a purchase using your Venmo Credit Card, the merchant will authorize your card for the initial amount of your purchase. That means you can use your card to make payments to friends and authorized merchants using the Venmo app. Your Venmo Credit Card is automatically added as a payment method on Venmo.

Please note that you will need to confirm the last 4 digits of your Social Security Number to view the virtual card number, expiration date, and CVV.Ĭan I use my Venmo Credit Card to make payments to other Venmo users? Your virtual card number can be accessed in the Venmo Credit Card section of the Venmo app. It comes with a chip and supports contactless payments and cash advances. Your physical card number can be used in-person and online. There are several ways to use your Venmo Credit Card account: you can make online purchases using your virtual card number, you can use your physical card in stores and online, or you can use your Venmo Credit Card as a payment method within the Venmo app. What’s the difference between my physical card number and my virtual card number? When prompted for payment, simply tap your Venmo Credit Card on the payment reader to make your purchase. Look for the contactless symbol anywhere Visa credit cards are accepted. The Venmo Credit Card supports contactless payments. Learn more about cash advance fees in the terms and rates.Ĭan I make contactless payments using my Venmo Credit Card?

Learn more about rates, fees and terms for the Venmo Credit Card.Ĭan I use my Venmo Credit Card to get a cash advance? The Venmo Credit Card can be used for international transactions. The card is automatically added as a payment method in your Venmo app for payments to friends and authorized merchants.Ĭan I use my Venmo Credit Card internationally? You can use your Venmo Credit Card everywhere Visa ® credit cards are accepted, including within the Venmo app. Want to learn more about using your Venmo Credit Card? Look here for some frequently asked questions.
